There are some credit cards that offer luxury, convenience and exceptional rewards, but acquiring them is often challenging. These ultra-exclusive cards are typically invitation-only, with high annual fees and, in some cases, no spending limit (see the Centurion Card from American Express, also known as the Amex Black Card).

Many of these creditrewardperks have a minimum income requirement and require excellent credit to be approved. Credit card issuers also often look at an applicant’s financial portfolio and assets, including other cards you hold, investments, real estate, vehicles and more to determine if you’re the right fit for their most exclusive offerings.

For the average consumer, a good way to start building credit is by becoming an authorized user on a family member’s or friend’s existing card account. This can help you build credit history while still getting access to a variety of benefits, such as an extended 0% APR period on major purchases or valuable cash back.

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If you’re looking for a new card that offers exceptional rewards, consider the Capital One Venture X Rewards Credit Card, Citi Strata Premier Credit Card or Chase Sapphire Reserve Credit Card. These cards are all hard to get, but they provide substantial rewards that more than offset their annual fees. Keep in mind that there are many other important factors to consider when choosing a new credit card, such as the amount of fees and interest you’ll pay if you carry a balance.…

About Us pages are the perfect place for businesses to build trust and connect with customers, often during one of their first interactions with a brand. They can be a great opportunity to showcase a company’s personality, helping shoppers understand why they should choose you over the competition. In fact, 84% of consumers said they would be more likely to shop with a business that shares their core values.About Us

Whether you want to highlight your business’s mission, or you just need to add some credibility to your website, there are many different ways to make your About Us page stand out. Using storytelling to capture visitors’ attention, sharing employee testimonials or a company’s philanthropic efforts are all great ways to show your human side and create an instant connection with readers.

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For example, ToyFight’s creative About Us page features the founders of the design agency as deconstructed action figures, giving it a fun and lighthearted feel that matches their work style. Similarly, Yellow Leaf Hammocks includes a compelling story about how their hammocks are made to establish immediate empathy with potential customers and promote the business’s social mission.

If you need to establish your business’s credentials, try highlighting professional achievements like education, licenses or awards on your About Us page. This can instantly add credibility to your site, showing that you’re qualified to sell what you offer. Or, you can take a more personal approach, like Gill Andrews, a freelance copywriter and web consultant who uses her About Us page to share her own experiences with clients. This helps readers relate to her and see that she’s a relatable and trustworthy individual.…